High-Liability/Hazardous Risk Submission Letter

This form may be used by agents to obtain approval to insure title in excess of the agent’s authority level, or for extra-hazardous risks.

Branch Office/Agency
Request for Policy Approval

  Chicago Title        Ticor Title

Date:

2/7/2012
* Your E-Mail Address:
Agent/Your Information:
 
Title: (Mr. Ms. etc):
* First Name:
* Last Name:
From (Branch Office/Agency):
Branch Office Address:
Phone:
Attn (Reader, Councel, etc):

The above-named Branch Office/Agent hereby requests the Company's approval for the issuance of the policy or policies described below:

Policy 1
Title No:
Proposed Insured:
Amount of Insurance $
Type of Policy:



(If other, please explain)

Policy 2
Title No:
Proposed Insured:
Amount of Insurance $
Type of Policy:



(If other, please explain)

Policy 3
Title No:
Proposed Insured:
Amount of Insurance $
Type of Policy:



(If other, please explain)

Construction Mortgage?
Pending Disbursement Clause inserted?
If not, why not?
Special 3-year construction loan policy end't attached?
If not, why not?
Street address of property:
Current use of property:
Co-Insurance?
If Yes, names of other companies involved and liability to be assumed by each:
Name of Company
Amount                    Percentage
Reinsurance?
Requests to cede reinsurance to other companies, or customer requirements which differ from the above, should be noted below:
Name of Company
Amount

Title Evidence/Title Examination
Complete Search by:
Continuation from prior owner's policy issued by:
on (year):
Other (Please explain):
Note: If amount of policy to be issued exceeds $20,000,000.00, copy of prior policy must be attached to this form.

Business Entities
Is the owner or proposed purchaser a business entity?
If so, what type?




If other, please explain:
Have the appropriate exceptions / requirements been inserted?
If not, please explain:

Mortgages and Other Leins
Appropriate searches performed for mortgages and other leins?
Mortgages disclosed by search?
If not, has the searcher re-checked mortgages?
Mortgage discharged and not replaced by another?
If so, please explain:
Note: In the event the current owner has held title to the property for less than 10 years, the searcher must re-check the record to confirm that there are no open mortgages, and the owner must confirm - by specific statement in the affidavit of title -- that he or she has not made any mortgages encumbering the property. If a mortgage has been discharged and not replaced by another, an explanation by the current owner is required. See U.M. No. 363 (02/03/06). .

Access
Does land abut public street or road?
If not, is access by easement?
If so, has a determination been made as to validity of the easement?
If so, how was the detemination made?
Easments appurtenant?
If so, will same be insured?
If so, how was detemination made:
Easments burdening land?
If so, have same been excepted?
If not, please explain:
Easments located on survey?
If so, encroachments of existing structures onto easement areas?
Request for issuance of ALTA End'ts Nos. 9, 9,1, 9,2, 9.3, 9.4 or 9.5?
If so, basis for determination that end't could be provided:
Other requests for affirmative insurance regarding easements?
If so, basis for determination that coverage could be provided:
Restrictions burdening the land?
If so, have same been excepted?
If not, please explain:
Reverter wording in restrictions?
Requests for affirmative insurance regarding restrictions or reverter?
Wording of requested coverage:
If so, basis for determination that coverage could be provided:
Pending litigation affecting title to the land?
Notice of List Pendens filed?
Explain nature of litigation:
Request to "insure over" pending litigation
If so, explain basis for request:
Conveyance from municipality or government agency?
If so, have appropriate executions / requirements been inserted?
If not, please explain:
"Green Acres" issue?
If so, has exception been inserted?
If not, why not?
Title derived from judicial proceeding?
If so, what sort of proceeding (check one)?



Please specify type of proceeding
Abstract of proceedings obtained and reviewed?
If not, why not?
"Creditors' Rights" issues?
If so or unsure, please explain:
Request for issuance of ALTA 21 Endorsement or to provide "creditors rights"?
If so, basis for providing coverage:
Note: Issuance of the ALTA 21 ("creditors' rights") Endorsement is subject to approval by the Iselin and Home offices. "Creditors' rights" problems include, but are not limited to, leveraged buy-outs, upstream financing, etc. For more information, see Handbook of N.J. Title Practice, Chs. 29 (bankruptcy) and 52 (creditors' rights).
Pending bankruptcy?
If so or unsure, please explain:
Chapter
If so, court order permitting transaction to be insured?:
Subject to liens?:
If no court order, basis for determination that transaction may be insured
Prior bankruptcy?
Liens vs. debtor?
Liens "scheduled"?
Liens based on discharable debts?
After-acquired property?
Court Order discharging liens?
Other Information
Tidelands search obtained?
If not, why not?
If so,
If claimed, appropriate exception(s) inserted in commitment?
If not, why not?
If grant exists, does grant cover all of claimed area(s)?
Was grantee upland owner when grant was made?
Other water-related exceptions applicable?
If so, exceptions inserted in commitment>
If not, why not?
Fiduciary transaction?
If so, proof obtained that fiduciary is action within the scope of his or her authority?
Please explain
Self-dealing transaction?
If yes, please explain
Conveyance, etc., for valuable consideration?
If not, please explain
Is current owner or proposed purchaser a person under a disability for whom a fiduciary should be appointed?
Please explain
Marital Rights?
If so, nature of marital right


Other, please explain
Both spouses to execute instrument(s)?
If not, explain how marital rights will disposed of
Other requests for affirmative insurance, special coverages or endorsements?
If so, set forth specific coverage(s) requested
If so, basis for determination that coverage(s) could be provided
Unusual or extra-hazardous risks (if any) other that those discussed above?
If so, please explain
Other relavant information: